| YOUR
PRIVACY IS IMPORTANT TO US
You provide important information about yourself to
a variety of businesses and organizations. The same
is true when you do business with our financial institution.
You're asked to provide us with certain personal information
that helps us give you better service and complete your
transactions more effectively.
We work diligently to safeguard
the information you give to us. In fact, we developed
the following policies to ensure you confidentiality
and maintain your confidence in our institution. These
policies detail the strict standards we have in place.
For this reason we ask that you please read the following
information carefully.
NOTICE OF YOUR FINANCIAL
PRIVACY RIGHTS
We, our, and us, when used in this notice, mean MidCarolina
Bank and MidCarolina Investments.
This is our privacy notice for
our customers. When we use the words "you"
and "your" we mean the following types of
customers:
| Our
consumer customers who have a continuing relationship
by purchasing or holding financial products or services
such as a(n): |
| • |
Deposit
account |
| • |
Loan
account |
| • |
Credit
card account |
| • |
Safe
deposit box |
| • |
Mortgage
brokerage services
|
We will tell you the sources of the
information we collect about you. We will tell you what
measures we take to secure that information.
We first define some terms.
Nonpublic personal information means
information about you that we collect in connection
with providing a financial product or service to you.
Nonpublic personal information does
not include information that is available from public
sources, such as telephone directories or government
records. Hereafter, we will use the term "information"
to mean nonpublic personal information as defined in
this section.
An affiliate is a company we own or
control, a company that owns or controls us, or a company
that is owned or controlled by the same company that
owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party is a person
we do not employ or a company that is not an affiliate
of ours. This is also known as nonaffiliated third party,
or simply, an "other party."
THE
INFORMATION THAT WE COLLECT
We collect information about you from the following
sources:
• Information you give us on applications or other
forms
• Information about your transactions with us
• Information about your transactions with other
parties
• Information from a consumer reporting agency
INFORMATION
WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to
anyone, except as permitted by law. Examples of this
might include disclosures necessary to service your
account or prevent unauthorized transactions.
THE
CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC
PERSONAL INFORMATION
We restrict access to information about you to those
employees who need to know that information to provide
products or services to you. We maintain physical, electronic,
and procedural safeguards to protect this information.
INFORMATION
ABOUT FORMER CUSTOMERS
We do not disclose information about former customers,
except as permitted by law. |
